Real estate appraisal services for homeowners in the city of Buhl and Twin Falls County
Here are the top seven reasons why Idaho homeowners call on Rivers Edge Appraisals & Consulting, Inc.:
At Rivers Edge Appraisals & Consulting, Inc., we understand the particular needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.
Challenge a property tax assessmentYour local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close by. This only means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Rivers Edge Appraisals & Consulting, Inc. is your best weapon when contesting your property tax assessment.
Appraisals to remove PMIA preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Rivers Edge Appraisals & Consulting, Inc., we're qualified in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be troublesome from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Rivers Edge Appraisals & Consulting, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you would like to have an expert double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.